Membership Pricing
Select the plan that fits your restructuring research needs.
Three levels of access. Cancel anytime during your free trial — no charge. See refund policy →
Free
Newsletter
For retail investors and restructuring observers.
$0
/ forever
- Weekly email summaries of distress flags
- Public reports (48-hour delay)
- Case studies & methodology
- No PDF downloads
- No real-time alerts
- No custom analysis
Most Popular
Premium
Early Access
For credit analysts, lenders, and distressed fund managers.
$9.99
/ month
- Everything in Free
- Real-time default alerts (no 48h delay)
- Unlimited PDF report downloads
- Forensic ratio log sheets per company
- Priority access to new reports
- Restructuring model integrations
- No custom company analysis
Bespoke
Custom
Custom Analysis
For investors who want a second opinion before committing capital.
$15
/ month
- Everything in Early Access
- On-demand company analysis — submit any US-listed company, receive a full forensic credit audit within 48 hours
- Personalised danger score + model output breakdown
- Plain-English verdict: invest, avoid, or monitor
- Downloadable PDF report for your records
- Direct email response from the analyst
7-day free trial on paid plans
Cancel during trial — no charge
Payments secured by Paddle
No refunds after trial period
Billing policy: Your 7-day free trial begins on sign-up. Cancel any time during the trial at no cost. Once the trial ends, your card is charged for the full month. Subscriptions are non-refundable after the trial period — you may cancel at any time to prevent the next billing cycle. Full refund policy →
Coverage Universe & Scope
Our predictive default model monitors US-listed public equities with a market capitalization exceeding $250 million (covering approximately 2,800 active entities across the NYSE, NASDAQ, and AMEX).
We explicitly exclude:
- Micro-cap and OTC penny stocks (market caps <$250M), where low volume and extreme price volatility distort equity rolling variance signals.
- Financial institutions and commercial banks, which operate under distinct regulatory capital structures requiring specialized leverage ratios (e.g., Tier 1 capital) rather than standard corporate distress metrics.
Enterprise & API Access
Bulk report delivery, backtest file downloads, or custom model integrations including private data ingestion pipelines. Contact us to discuss.